6 Questions You Should Ask About Your Title Insurance

6 Questions You Should Ask About Your Title Insurance When the ownership of a property is transferred to a new person after a purchase, title insurance is what protects that buyer (and the mortgage lender) from any problems with the title. If a dispute about the title arises, it is the insurance company’s responsibility to… Continue reading 6 Questions You Should Ask About Your Title Insurance

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Why Do Insurance Companies Check Your Credit Score?

Why Do Insurance Companies Check Your Credit Score? Many homeowners are surprised to learn that insurance companies check their credit scores. They do this in order to calculate a term known as an “insurance score” which is a ranking that takes into account a person’s credit history and score. Why do they analyze my credit… Continue reading Why Do Insurance Companies Check Your Credit Score?

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How Often Should You Review Your Home Insurance?

How Often Should You Review Your Home Insurance? Insurance policies can be confusing, especially for homeowners who have more than one policy. There can be accidental overlaps or gaps in coverage, resulting in paying for more or less than what you need. Homeowners should get into the habit of reviewing their home insurance policies at… Continue reading How Often Should You Review Your Home Insurance?

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What Is an Insurance Impound?

What Is an Insurance Impound? Once you begin the mortgage process you will probably come across the term insurance impound. This is a tool used by the bank to collect and hold your funds for your home insurance payments. While this might be beneficial for some homeowners, you might want to take a closer look… Continue reading What Is an Insurance Impound?

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Common Misconceptions About Home Insurance and Auto Insurance

Common Misconceptions About Home Insurance and Auto Insurance While home insurance and auto insurance policies are not meant to create any overlaps or gaps in coverage, they can be somewhat confusing when submitting a claim involving an automobile and property. Understanding the distinctions between home and auto insurance can help you make sure that there… Continue reading Common Misconceptions About Home Insurance and Auto Insurance

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